Pretty young female tourist with backpack in front of the building in Barcelona city, Spain.

Student Travelers

Travel Insurance Plans for Inbound or Outbound Student Travelers

Travel Insurance Plans for Inbound or Outbound Student Travelers

Student study abroad and cultural exchange programs should be enjoying and gratifying in your educational journey. Make sure you are covered should you get sick or hurt while abroad. Explore our student insurance and foreign exchange insurance when planning your route.

Why should you buy student insurance?

Study abroad or foreign exchange programs can be fun, except when you get hurt or become ill. Make sure you purchase student travel health insurance before you go.

J1 and F1 Visa

Plans available for all types of students
or faculty who are traveling abroad for educational reasons.

24/7 Travel Assistance

No matter where you are or what time
it is, you will hae access to a call center
for any question you might have about
the area you're traveling in or your
travel insurance policy.

Emergency Reunion

Rest assured that someone (friend
or family member) will be there for you
if you get sick or injured during your trip
and require emergency evaculation.

Our Recommended Plans for Student Travelers

Patriot Platinum Travel Medical InsuranceSM

Provides first-class protection for the discerning international traveler who wants to obtain the maximum coverage available in a short-term travel medical insurance product.

  • Coverage for individuals and dependents
  • Deductible options from $0 to $25,000
  • Maximum Limits from $1,000,000 to $8,000,000
  • Travel medical insurance for
    individuals, families, and groups.

Patriot Travel Medical Insurance®

Provides coverage for individuals and families who need temporary medical insurance while traveling for business or pleasure anywhere outside of their home country.

  • Short-term travel medical insurance
  • Maximum limits per period of coverage options: $50,000, $100,000, $500,000, $1,000,000
  • Deductible options from $0 to $2,500
  • Coverage for individuals and dependents

Patriot Exchange ProgramSM

Designed for students studying abroad or participants of cultural exchange programs. Most plan options are designed to meet the U.S. J1 and J2 visa travel insurance requirements.

  • Deductible options from $0 to $100
  • Maximum limits up to $500,000 per injury or illness,
    Lifetime Maximum $5,000,000
  • Student Health Center $5 co-pay per visit
  • Optional Add-On coverage available for high school sports, interscholastic, intramural, or club sports, personal liability, and legal assistance

Student Health AdvantageSM

Designed for students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports, and international emergency care.

  • Deductible of $100
  • Maximum limit for student: $500,000
  • Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
  • Provides coverage for mental health, organized sports and pre-existing conditions

Patriot America®Plus


>Addresses the insurance needs of non-U.S. residents who need temporary medical insurance while traveling for business or pleasure to the United States.


  • Coverage for non-U.S. residents traveling to the USA
  • Deductible options from $0 to $2,500
  • Maximum Limits from $50,000 to $1,000,000
  • Acute onset of pre-existing conditions: Under 70 years of age, up to the maximum limit. $25,000 maximum limit for medical evacuation

Student Health AdvantageSM Platinum

Designed for students or scholars participating in a sponsored study abroad program, and desire an annually renewable comprehensive medical plan. This plan meets student visa requirements, includes benefits for maternity, mental health, organized sports, and international emergency care.

  • Maximum limit for student: $1,000,000
  • Provides coverage for maternity
  • Coinsurance in PPO network or student health center within the U.S.: Company pays 100%
  • Pre-existing coverage after 6 months with the Platinum option